AHCCCS

Frequently Asked Questions

No. AHCCCS has no resource limit.

Yeah. If your family unit's income is low plenty for you lot to qualify for AHCCCS, y'all may do and so fifty-fifty if your task offers insurance.

Note: If your job offers you affordable insurance, you and your family cannot get subsidies for purchasing an individual health plan through Healthcare.gov.

No. AHCCCS is available to many people. To get AHCCCS, most people must:

  • Be under 65 years onetime
    • You can be 65 or older if y'all are the parent or caretaker of a kid
  • Non be eligible for Medicare
    • You can be on Medicare if you are the parent or caretaker of a kid or are pregnant
  • Be a U.Due south. citizen or run into specific noncitizen requirements, and
  • Have income below certain limits

There are additional ways to get AHCCCS if you take a disability or are a senior. When you lot apply for AHCCCS, the person reviewing your awarding volition effigy out which type of AHCCCS is best for you lot.

Note: Some people who exercise not qualify for most AHCCCS benefits, such as undocumented immigrants, may qualify for coverage in emergencies merely.

You and your family can normally become AHCCCS if your family unit'south income is at or beneath 138% of the Federal Poverty Guidelines (FPG) ($17,774 for an individual in 2022, $36,570 for a family of four). Children eighteen years old or young tin get AHCCCS KidsCare coverage if their family's income is 205% of FPG or less ($54,325 per twelvemonth or less for a family of four).

You may see the income limit for AHCCCS listed as 133% of FPL in some places. Withal, when AHCCCS counts your income, they'll knock 5% of FPL off your income if you make more than than 133% of FPL. That'due south why nosotros show the limit as 138% of FPL, because information technology more than accurately shows how much you could brand and still get AHCCCS.

Income-based AHCCCS counts most types of earned and unearned income you lot accept. Notwithstanding, some income is not counted, including Supplemental Security Income (SSI) benefits and some contributions to retirement accounts. Acquire more almost what types of income affect income-based AHCCCS eligibility.

Note: The income limits may be different if you have a disability. Read DB101's article about AHCCCS for People with Disabilities.

Health Coverage Income Limits for Your Family unit

Health-east-Arizona is the easiest manner to apply for AHCCCS if you think you might qualify. Health-e-Arizona likewise lets y'all employ for other benefits, similar Nutrition Assistance (formerly Food Stamps), at the same time.

Healthcare.gov is a good option if you don't think you will qualify for AHCCCS, because it will too check and see if you tin can get individual coverage with subsidies.

The bottom line: Both systems volition help you find the benefits you need. The big difference is that, depending on your state of affairs, 1 might be a chip faster than the other.

In most cases, no. The actual medical coverage you get from AHCCCS will be the same, no matter how you qualified. Mostly speaking, the big difference is that people with disabilities go extra ways to qualify and if you lot have a disability and start working, yous tin earn more while still getting AHCCCS coverage.

DB101 has four articles about different ways to go AHCCCS:

  • The AHCCCS commodity explains the most mutual way to authorize, which does non require you to have a disability.
  • The AHCCCS for People with Disabilities article explains a common way for people with disabilities who accept depression incomes to qualify.
  • The AHCCCS Freedom to Piece of work article explains a way that people with disabilities who work tin get AHCCCS coverage by paying a premium.
  • The SSI article explains how people with disabilities may authorize for AHCCCS automatically if they qualify for SSI.

If you are non sure how y'all qualified for AHCCCS, you can inquire your local DES/Family unit Assistance Assistants part.

Acquire more than